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On this version of How Stuff Works, adman and author Timothy Foster reveals you ways Ad Slogans Work to be able to higher perceive the various strategies corporations use to make their products and services memorable to you. Individual Retirement Accounts (IRAs) are good things. The trick with an IRA is that it is an "particular person" retirement account. With an IRA, you may make tax-deductible contributions to a retirement financial savings account. Under normal circumstances, you'll be able to solely deduct contributions that you simply make to your individual IRA, not another person's. If the IRS decides that you just purchased a property as a short-time period funding -- to "flip" it for a revenue, in other phrases -- then it can cost a 20 p.c capital positive aspects tax on any profit you make from the sale. If that very same couple was still single, they could each earn as much as $83,600 (for a complete of $167,200) and still remain in the 25 p.c tax bracket

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